Taking a risk-driven approach to insurance

As Austral Risk Services has grown, we have recognised the need to develop a strategic approach to consider the insurable risks and holistic risk management profile in your business.

In fact, if your business size and type qualifies, we offer you a complimentary risk management profiling as a prelude to designing an insurance plan for you. We are the only boutique brokers to offer this service.

This helps us to:

• Understand your risks.
• Form an understanding of what you want to protect.
• Balance the extent of the cover taken and premiums paid.
• Assess the level of deductibles (excesses) that could be accepted.

The result

This risk-driven approach allows:

• Design of templates to identify your risks (insured, uninsured, non-insurance related).
• Establishment of manuscript policy wordings to match your insurances to your risks.
• Suggested minimum standards for risk control of your exposures.

For further information contact Steve Halbert on 08 9344 6650 or your Senior Account Executive at AustralRisk Services.