Taking a risk-driven approach to insurance
As Austral Risk Services has grown, we have recognised the need to develop a strategic approach to consider the insurable risks and holistic risk management profile in your business.
In fact, if your business size and type qualifies, we offer you a complimentary risk management profiling as a prelude to designing an insurance plan for you. We are the only boutique brokers to offer this service.
This helps us to:
- Understand your risks.
- Form an understanding of what you want to protect.
- Balance the extent of the cover taken and premiums paid.
- Assess the level of deductibles (excesses) that could be accepted.
This risk-driven approach allows:
- Design of templates to identify your risks (insured, uninsured, non-insurance related).
- Establishment of manuscript policy wordings to match your insurances to your risks.
- Suggested minimum standards for risk control of your exposures.
For further information contact Steve Halbert on 08 9344 6650 or your Senior Account Executive at AustralRisk Services.