Looking after the people in your business is
sensible and essential.
increasingly mobile and flexible workforce, employing people comes with
wide-ranging issues. Effective travel cover, injury, industrial disease,
kidnapping – these are all considerations that need to be addressed in every
business, no matter how large or small.
Austral can help
you understand your people risk exposures and help you decide on the right
cover for your business and the people who work in it.
Our advisors are
here to help so that you can feel confident you can support your people when
they need it most.
Understanding all the risks facing your people when they
travel is essential to good corporate governance. Protection of your employees
shouldn’t stop when they leave the office. That’s why comprehensive corporate
travel insurance is a necessity.
Find out what type of corporate travel policies you should
have in place for your staff – whether they’re FIFO, on lengthy international
trips or just going about their everyday roles, let Austral guide you on
looking after them.
Inbound and Expatriate Medical
If your employees work for a period outside Australia, your
business will need protection in the event of liability claims for a worker who
is injured, becomes ill or dies during their employment. More often than not,
local Workers’ Compensation policies will provide inadequate protection for you
or your employees.
Ask Austral about the best cover to suit your business
With leading international practices for Occupational Health
and Safety, Australian workers enjoy excellent working conditions. However
sometimes unpredictable events occur that can cause disease. The asbestosis
crisis showed everyone the enormous impacts these can have on a company – both
from a financial and reputational point of view.
What type of industrial disease could you have at your
workplace? Are your buildings safe from toxins? Are all your systems working
correctly to protect your people? Let our Austral team help you understand your
risks and advise on protective measures.
Journey – Personal Accident
Travel insurance does not protect your employees on their
travels to and from work. The cover needed for this travel is called journey
Kidnap & Ransom
As the name suggests, this type of insurance covers your
business in the event that your employees, or their families, are kidnapped or
held at ransom. It is a horrific thought but it is a sad possibility in our
modern world, here and overseas.
Discuss this with your broker if you have employees
travelling to, or working in, high risk destinations.
Personal Accident and Sickness
When you work for yourself, for example as a tradie or sole
trader, you will need your own Personal Accident and Sickness cover.
Having the confidence that you’re financially protected is
critical when your income relies on you turning up to work. Austral will ensure
you have the right and adequate business insurance in place to safeguard you
and your loved ones.
Do you have a
voluntary workforce? Do you realise this workforce is just as entitled to your
care and protection as paid employees?
responsibility for this workforce and ensure you have the correct protection.
Contact us today to
get the right advice and cover.
Austral Risk Services are specialists in Workers
Compensation. For all the details please click Workers' Compensation.
Working Directors – Personal Accident
The Directors of your company are entitled to your care as
well. Did you know your Working Directors are not always covered under Workers’
Ask Austral if you
need cover for some of the most important people in your business.