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Professional Indemnity

Professional Indemnity Insurance is for business professionals who provide advice or services to their clients.

A professional is defined as anyone who is relied upon for their expertise. This includes business owners and consultants such as engineers, medical practitioners and business advisors.

Why do you need Professional Indemnity Insurance?

If you're in a business or occupation where you provide professional advice or services to your clients or customers and as the result of your advice, your client or customer is injured or suffers financial loss, they have the right to take action against you to recover their losses.

Professional indemnity insurance covers a legal claim made against you.

It's important to note that you can be held responsible not only for your own actions, but also for those of your employees, or anyone working under your direction or control including contractors.

Legal action can result in significant disruption and cost to a business. It takes both time and money to defend any claim for careless or poor advice, malpractice, professional misconduct or breach of duty.

What protection does Professional Indemnity Insurance give you?

Professional Indemnity Insurance protects individuals and their business claims for damages by third parties and legal costs resulting from acts, omission or breaches of professional duty in the course of business.

How we can help?

Austral Risk Services has the expertise to assist you in covering your professional indemnity requirements. Our brokers will tailor a specific professional indemnity policy to meet your unique needs, make sure you understand the conditions and exclusions (what is covered and what is not) and explain what to do if a claim is made against you.

We’re here to support you every step of the way.

Obligation Free Consultation

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