News

17 May 2022

Using Commercial Vehicles? What You Need to Know About Insurance

Commercial Vehicle Insurance

The difference between insuring your work vehicle(s) under personal or commercial cover may not appear much, but the deeper you look, the more they diverge.

Here’s why it’s important to know what distinguishes these policies. This will help you secure the correct cover to protect your assets.


Read more…

Digital transformation through artificial intelligence, automation, data analytics, and cutting-edge technologies are helping shift Australian manufacturers into the fourth industrial revolution. But the benefits of advanced manufacturing come with more significant risks - especially from cyber risks.

Read more…

04 May 2022

Why manufacturers need to do more about cybersecurity

Cyber Risk and Cyber Insurance

04 May 2022

Have You Got the Right Insurance Cover to Match your Business Growth?

Business Insurance

Businesses are constantly changing and growing, so if your business is enjoying a growth spurt, congratulations.

But a changing business climate often means new insurance requirements.

Here’s what you need to do about your insurance cover to ensure your business has adequate ongoing protection. This will help reduce your risks of being over or underinsured.

Read more…

Many people know that an insurance broker can compare different insurance products and provide advice to help you choose the best cover for your unique needs. But the value of a broker extends far beyond insurance placement. This has been demonstrated recently with the natural disasters Australia has seen.

From bushfires to floods, having a broker by your side during the claims process proves invaluable.

Read more…

28 April 2022

Insurance brokers are here for you in a claim

Claims Management

18 April 2022

Know your Obligations as a Commercial Property Owner

Commercial Property Insurance

Whether you’re a hands-on commercial property landlord or delegate the duty to a property manager, it’s always timely to refresh your understanding of responsibilities. This article focuses on non-retail commercial premises.

Read more…

Flexibility is the main reason Australian businesses hire contractors. However hiring and managing contractors opens up a new suite of risks for your business. Here are some of the risks you need to consider.

Read more…

01 April 2022

What You Need to Know about Working with Contractors

What are the risks?

25 March 2022

The War in Ukraine

How the war impacts your business insurance

Russia's invasion of Ukraine is set to have severe repercussions in Australia. Businesses are now at a higher risk of cyber attacks, increased commodity prices for imports and exports, inflation and pricier insurance premiums as a result of the attack.

Read more…

New Work Health and Safety Legislation will be implemented in Western Australia on the 31st of March 2022 that businesses must comply with.

If you’re a person conducting the business or undertaking (PCBU), you must ensure workers’ and others’ health and safety. That includes if you are a sole trader, self-employed, a partner or you lead a company or organisation.

Here's what you need to know.

Read more…

17 March 2022

SME's Are you WHS 2022 Ready?

Work health and safety duties for small businesses

17 March 2022

People Risk - WA's WHS Act

The legal implications for Employers or PCBUs

Barry Nilsson Lawyers have prepared the following information on the Work Health & Safety Act in Western Australia for WHS Total Solutions, the wholly owned subsidiary of Austral Risk Services.

We asked them to provide information around industrial manslaughter, penalties and insurance with Western Australia's new WHS Act.

Read more…

As a tradie, you know trying to operate without the tools of your trade is impossible.

While you may already have an excellent security system in place, it's easy to let things slip and not implement the latest technology and updates in theft prevention.


Read more…

22 February 2022

Stopping Tool Theft in Your Business

Tradie Insurance

24 January 2022

Travelling for business?

Here’s what you need to know in the pandemic

State and national borders have progressively opened since 1 November. But it’s a new world order for corporate travel. That includes transient travel and trips for meetings, incentives, and conferences. What's the best way to navigate corporate travel in 2022?

Read more…

It’s now two years since the COVID-19 virus appeared and we’ve now got some solid trend data about its impact on accidents and insurance claims.

There’s been an increase in workers’ compensation and business interruption claims as well as catastrophe insurance, but a dip in general insurance claims. That’s partly due to government-imposed lockdowns, physical distancing, economic uncertainty and disruption to our lifestyles.


Read more…

20 January 2022

COVID Impact

The effect of COVID on insurance claims

03 January 2022

Reflecting on Australia’s natural disasters of 2021

What does a catastrophe mean for insurers

Australia has had more than its usual share of natural disasters in 2021. Sudden events such as floods, fires, earthquakes, cyclones, and hailstorms have been prevalent.

But what you think of as a disaster might not be the same in the insurance sector.

When the Insurance Council of Australia declares a catastrophe, it escalates and prioritises the insurance industry's response to support policyholders impacted by the disaster in question.


Read more…

At Austral Risk Services, we love books. In 2022, we're launching our Business Book Club for clients and our Austral community. Our first book for discussion is the classic Stephen Covey’s 7 Habits of Highly Effective People. Please feel free to contact us if you're interested in taking part.



Read more…

21 December 2021

Stephen Covey’s 7 Habits of Highly Effective People

ARS Business Book Club

02 December 2021

Cans for Christmas

Supporting Rotary and Foodbank WA

Austral Risk Services team is supporting Cans for Christmas run by Rotary for Foodbank WA. Last year this initiative resulted around 10,000 meals for people in need in WA.

Read more…

Load More Articles