News

15 September 2021

Latest Australian Cyber Report Released

Learn the cost to Australian businesses

The latest Australian Centre for Cyber Security Report shows an increase in cyber crime with a reported cyber incident now occurring every 8 minutes.

Over the 2020–21 financial year, the ACSC received over 67,500 cybercrime reports, an increase of nearly 13 per cent from the previous financial year.

We report the highlights of this report with a specific focus on businesses.

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A management liability policy protects your company and its directors, managers, and officers against claims and costs resulting from mistakes management makes. It focuses on breaches of their responsibilities under the Corporations Act.

The kind of companies that need management liability insurance are typically businesses with employees or that operate in a regulatory environment.

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11 August 2021

How management liability insurance gives your business more power

Protection for your company and its people

11 August 2021

What does a hard insurance market mean for your business

Business Insurance

The insurance market is a ‘hard’ or sellers’ market right now. So, what does that mean, and what’s the likely impact on your business?

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Product liability insurance is necessary to protect your business from the risk of your products causing a third party to suffer a personal injury or property damage.

Learn the ins and outs of product liability insurance here.

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04 August 2021

The most infamous product liability cases from around the globe

Business insurance

21 July 2021

Growing your Business Insurance

Protecting your business as it grows

Now that Australia seems to have steered out of a short-term pandemic recession, a strong economy is the flavour of the moment. More than eight in 10 Australian CEOs expect organic business growth this year, according to a PwC survey.

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Australia has experienced its third catastrophic event in 2021 with Tropical Cyclone Seroja. As these events seemingly become more commonplace, it's good to know what you need to do from an insurance perspective if an event like this affects you and your business. Here's a handy checklist form the Insurance Council of Australia.

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21 April 2021

Claiming insurance for a catastrophic event

What to do after a cyclone hits

17 February 2021

SME Insurance

Risk and insurance for your new business

Some new businesses underinsure, or shirk insurance altogether, but managing your risk profile is a top priority. Managing your business risk and having the right business insurance in place can be key to your small business survival.

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As Western Australians were coping with a COVID lock down, another major threat emerged with the horrific bushfires in our foothills.

We would like to extend our deepest sympathy to all the people who have been directly affected by these fires and for the 83 families who have lost their homes.

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05 February 2021

COVID and WA Bushfires

What a week

16 December 2020

Summer Safety

Keep your employees safe this summer

This time last year, many Australians were facing extreme heat and bushfires. Summer heat brings about different risks for you and your employees.

Safe Work Australia reported that over the past 10 years, 1,774 workers’ compensation claims resulted from people working in heat.

How can you keep your employees safe this summer?


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In 2018, $215.2 million was paid for 3,655 lost time compensation claims due to a workplace fall – just in Western Australia.

A fall can have a significant impact on the individual’s emotional, physical and financial wellbeing. Here are some facts and prevention ideas.

Find out ways to prevent falls in your workplace.

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22 October 2020

WA Fall Report for 2020

Workers Compensation

13 October 2020

People Risk Specialists

How Austral helps you manage Workers Compensation

Workers’ Compensation can be complex. Our team is here to help your business navigate the complexities and work towards a fair and equitable outcome for all.

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The concerns about Tik Tok's client data security is also relevant to your business - how secure is your client data?

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12 October 2020

How Tik Tok data security is relevant to your business

Cyber Risk

24 September 2020

Why the pressure on premiums

Managing Management Liability and D&O premiums

It is an increasingly litigious world and as a result Management Liability (Directors and Officers Liability), insurance premiums are increasing, excesses are increasing and terms becoming more restrictive overall.

In this article we discuss the pressure on premiums and what businesses can do to over come this.

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COVID-19 has thrown employers a mountain of challenges and changes. One change that has happened and may be here to stay for some businesses is Working From Home (WFH).

This article reviews the implications for Workers Compensation for WFH.

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17 September 2020

Working From Home Challenges

Workers Compensation

09 September 2020

SME Business Insurance

Making sure you have the right business insurance

Over 98% of all Australian businesses would be classified as small business. They really are the backbone of Australia.

In our experience, we find that many small businesses do not have the right insurance cover in place to protect their business.

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